GDPR

Privacy Policy

1) Use of personal data collected

mentions

The term “author” means here the editor of content articles and website pages peertopeerlending.eu.

1.1 Comments on the blog

When you leave a comment on the blog, the data entered in the comment form, the time and date and your IP address is collected to help us detect unwanted comments, duplicates and fight against spam. You can enter an alias, an email and / or website as additional data but it is optional to post a comment on the blog.

1.2 Subscribe to the Newsletter

When you subscribe to the newsletter, your email and your IP address is collected to allow us to send you the newsletter.

We will send you an email asking you to confirm your request by clicking on a single link: This procedure double opt-in is to make sure that it’s you and not someone with your email that you would enter in this newsletter without your consent.

If you do not click the unique link, you do not confirm your desire to receive the newsletter. Your email and ip will be erased from the database on the 8th day of the request. We possess more then any information about you. This period of 7 days is given to you to make your confirmation.

If you click the unique link, your request to receive the newsletter is confirmed.

You will receive the site’s newsletter peertopeerlending.eu when a new article out. The pace is about one to two shipments per month.

You can always unsubscribe from the newsletter: in each newsletter you will find a link at the bottom that allows you to unsubscribe.

If you click on this link to unsubscribe, you will not receive any newsletter and your personal data will be deleted automatically within a maximum of 7 days.

1.3 Registration forum

For users and users who register at our forums to participate in discussions, we store the personal data indicated during their registration application (username, email and password) and the IP. All users and users of the forum can view or modify their personal information anytime. In all cases, you can choose what information in your account is publicly displayed. Furthermore, within your account, you can subscribe or not to the automatic email sent by the forum (to receive notifications response to your questions).

Each comment forum has its metadata: the date and time of creation of the comment, the username and IP address that were used.

Your password is encrypted (one-way hash) so that it is secure. However, it is recommended not to use the same password on multiple Internet sites. Your password is the means of accessing your account on the site, guard it carefully. If you forget your password, you can use the “Forgot Password” provided by the forum. This process will ask you to provide your username and your e-mail, then the forum will generate a new password which will allow you to reconnect. You can then change the password in your profile.

1.4 Cookies

No cookies, script, plotter, advertising sales, share button on social networks, plugin, SMTP server or third party audience measurement service tracking your behavior and / or collecting information is installed on peertopeerlending.eu ( Adsence like Google, Analytics, Sendinblue …).

Simple cookies are used to ease the use of the site and improve the user experience.

If you drop a comment on the blog, you will be asked to record your name, email address and website in cookies. It is only for convenience to avoid having to enter this information if you deposit a further comment later. These cookies expire after one year.

If you have an account and you log on this site, a temporary cookie will be created to determine if your browser accepts cookies. It does not contain personal data and will be deleted automatically when closing your browser.

By browsing the forum, the software creates a number of cookies, which are small text files downloaded on web browser temporary files from your computer. The first two cookies just contain a user identifier and an anonymous session identifier, which are automatically assigned by the forum software. A third cookie will be created once you have browsed topics of the forum and is used to store which topics have been read, thereby improving your user experience.

When you connect, we will implement a number of cookies to store your login information and your display preferences. The life of a login cookie is two days, the Screen option cookie is a year. If you check “Remember Me”, your login cookie will be stored for a year. If you sign out of your account, the login cookie will be deleted.

You can clear all cookies by clicking “Delete cookies” at the bottom of each forum page.

1.5 embedded content from other sites

Blog posts and forum may include integrated content such as YouTube videos. Embedded content from other sites behaves the same way as if the visitor went over that other website. YouTube may collect data about you, use cookies to embark followed party tools, track your interactions with these embedded content if you have an account logged on the YouTube website.

2) Use and transmission of personal data

2.1 Storage times of your data

If you leave a comment on the blog or forum, comment and its metadata are retained indefinitely.

In case of no activity for a period of 3 years on the forum, the account email and password will be removed.

For the newsletter, if you click on the unsubscribe link present at the bottom of each newsletter, you will not receive any newsletter and your personal data will be deleted automatically within a maximum of 7 days.

2.2 The rights you have on your data

If you have an account or if you have left comments on the site, you can request a file containing all the personal data we hold about you, including those that you have provided. You can also request the removal of personal data. This does not take into account the data stored for administrative, legal or security reasons.

To apply: contact@peertopeerlending.eu

2.3 Transmit / Receive your personal data

No personal data is transmitted to third parties.

No third party service conveys personal data.

Additional Information

CNIL

For information on the protection of personal data, you can consult the Data Protection Commission’s website (www.cnil.fr).

Under the Data Protection Act dated 6 January 1978, you have a right to access, rectify, modify and delete data concerning you. You can exercise this right by contacting using the form above.

Copyright

The French law of March 11, 1957, under the terms of paragraphs 2 and 3 of Article 41, on one hand, that “copies or reproductions strictly reserved for the private use and not intended for use collective “and, secondly, analyzes and short quotations for the purposes of example and illustration (” any representation or reproduction, or part, without the consent of the author or his successors in title or assigns, is unlawful “- paragraph 1 of Article 40).

Any representation or abusive reproduction of the site, by any process whatsoever would constitute an infringement punishable by articles 425 and following of the Penal Code. Texts posted on peertopeerlending.eu Unless specified otherwise, are the intellectual and legal property of the author. Except express agreement of the author, the author allows the reproduction of the title product items and not the accompanying text (abstract or summary of the beginning of the article) with a direct link on the article or the main page of the site.

The links on this site may direct users to external sites whose content can not in any way engage the responsibility of the author.

Finally, all trademarks belong to their respective authors.

Legal Notice

The address of our website is: https://peertopeerlending.eu

peertopeerlending.eu is hosted by

and is published by

o2switch
222-224 Boulevard Gustave Flaubert 
63000 Clermont-Ferrand 

SARL capital 100 000 
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RCS Clermont-Ferrand 
Registered trademark INPI

Erwann V.

44230 Saint Sébastien sur Loire

France

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