This article deals with european peer to peer lending platforms for US citizens and non-european investors.
European peer to peer lending platforms are booming.
However, the proposed investment services are not identical according to continents. In particular, there are differences between investing in US p2p platforms and in european p2p platforms. Most european crowdlending platforms offer better attractive returns with high average internal rates.
Fortunately some european crowdlending platforms accept US investors. Registration for US and non-european citizens is quick and easy.
Here is my selection of the most profitable and secure crowdlending platforms to invest from the United States and from outside Europe.
The p2p platforms below have strong returns. The average yield varies from 12% to 20 +%.
As a French investor, I personally invest in most of these platforms. I share my investments transparently. You can find my p2p wallet here.
Here is my selection of the best european peer to peer lending platforms for US citizens and non-european citizens.
Best european peer to peer lending platforms
Envestio
Average interest rate : 18%+
Buyback guarantee : YES
Bonus: 5€ first deposit bonus + 0,5% timespan or activity bonus
Grupeer
Average interest rate : 13%+
Buyback guarantee : YES
Bonus: 10€ welcome bonus
Fast Invest
Average interest rate : up to 14%
Buyback guarantee : NO but MoneyBack Guarantee and get all the principal sum back in 1 day
Bonus: NO
Bondora
Average interest rate : 35%+ (Net return 10%+)
Buyback guarantee : YES
Bonus: 5€ welcome bonus
Kuetzal
Average interest rate : 21%
Buyback guarantee : YES
Bonus: NO
Monethera
Average interest rate : 19%+
Buyback guarantee : YES
Bonus: NO
Bulkestate
Average interest rate : 15%+
Buyback guarantee : NO
Bonus: NO
Crowdestate
Average interest rate : 17%+
Buyback guarantee : NO
Bonus: NO
Crowdestor
Average interest rate : 17%+
Buyback guarantee : NO
Bonus: NO
Debitum Network
Average interest rate : 9%+
Buyback guarantee : YES
Bonus: NO
doFinance
Average interest rate : up to 11%
Buyback guarantee : YES
Bonus: NO
Ekassa
Average interest rate : up to 11%
Buyback guarantee : YES
Bonus: NO
EstateGuru
Average interest rate : 12%+
Buyback guarantee : YES (Mortage)
Bonus: NO
Finbee
Average interest rate : 18%
Buyback guarantee : YES (few moans only)
Bonus: NO
Lenndy
Average interest rate : 12%+
Buyback guarantee : YES
Bonus: NO
Mintos
Average interest rate : 11%+
Buyback guarantee : YES
Bonus: 1% of your average daily balance (bonus payout) which is paid in 3 installments for the first 90 days
Neo Finance
Average interest rate : up to 21%
Buyback guarantee : YES
Bonus: €25 sign up bonus for investment
PeerBerry
Average interest rate : 12%
Buyback guarantee : YES
Bonus: €25 sign up bonus for investment
Reinvest24
Average interest rate : 14%+
Buyback guarantee : YES (Mortage)
Bonus: NO
I am Erwann. In my thirty, dad of two beautiful children, happy husband and engineer with a full time job. All this leaves me little free time. I optimize every minute of this free time to train for investment.
My discovery of the FIRE movement opened me to the world of investment. Good financial management is the first step towards financial independence. I invite you to follow me in this adventure.