Are crowdlending platforms safe enough to invest your money?
It is not easy to answer this question. Many factors have to be taken into account: the global economy, European regulations, the significant growth of crowdlending platforms, the financial health of these P2P companies, etc.
I am not an expert in international finance. And fortunately, because in my experience, most experts are wrong most of the time. Often an expert lives from his expertise. He must produce something to validate it. This simple logic explains the volatility of expert opinion in the media from one quarter to another.
Having started my financial education through trading and stock market investing, I learned a limpid and fundamental rule: a well diversified asset allocation is better than 1000 expertises combined.
That’s why I’m interested in several crowdlending companies. If you have my blog, you know that I invest in crowdlending as I invest in the stock market: diversifying a maximum.
It is likely that in the long run, some crowdlending platforms will be crushed by their competitors or go bankrupt. But it is unlikely that it happens at the same time for all platforms of crowdlending.
Following this logic of diversification of my assets, I propose here my selection of the platforms in which I will invest in the coming month.
Warning: I do not recommend investing in these companies, I am not abilit to do so. Before investing, it’s important that you do your own risk analysis. You can start by reading my article on the main risks to be aware of when investing in crowdlending platforms.
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I am Erwann. In my thirty, dad of two beautiful children, happy husband and engineer with a full time job. All this leaves me little free time. I optimize every minute of this free time to train for investment.
My discovery of the FIRE movement opened me to the world of investment. Good financial management is the first step towards financial independence. I invite you to follow me in this adventure.